World of Hyatt Card Review: Lavish Perks, Reasonable Cost
Those who aspire to the Hyatt brand on their travel plans will find a lot to like about the World of Hyatt Credit Card. It’s a top choice among hotel cards, offering a compelling suite of top-notch benefits: a big sign-up bonus, generous ongoing rewards, great value points, automatic Elite status, a free night certificate every anniversary year and a way to score an extra free night with enough spending. The free night alone can offset the annual fee for $ 95.
World of Hyatt Credit Card: Basics and advantages
Registration bonus: Earn 30,000 bonus points after spending $ 3,000 on purchases in the first 3 months after opening the account. Plus, up to 30,000 additional bonus points by earning 2 bonus points in total for every $ 1 spent in the first 6 months of account opening on purchases that normally earn 1 bonus point, up to $ 15,000 spent.
4 bonus points per dollar spent with your card at Hyatt hotels, including participating restaurants and spas. Properties under the Hyatt umbrella include the Park Hyatt, Miraval, Andaz, and Hyatt Place.
2 points per dollar spent on eating in restaurants, cafes and cafes; airline tickets purchased through the airline; memberships to health clubs and gymnasiums; and local transit and commuting, including carpooling services.
1 point per dollar spent on all other purchases.
NerdWallet values Hyatt points to 2 cents each. This is a benchmark value, taken from real world data, not a maximized value. In other words, you should aim for the redemptions of rewards that offer 2 cents or more in the value of your Hyatt Points.
Points can be redeemed for hotel stays, room upgrades, and certain purchases at participating Hyatt properties, such as fitness classes, spa therapy, and meals. You can also transfer points to some airline partners, but the unfavorable transfer ratios make this a low value option.
Foreign transaction fees: Nothing.
APR: The current APR is 15.99% to 22.99% variable APR.
One free night each card anniversary year at a Category 1-4 Hyatt hotel or resort. (Categories range from 1 to 8.)
One additional free night at a Category 1-4 Hyatt hotel or resort after spending $ 15,000 in an anniversary year.
Automatic elite status: your card grants you Discoverer status, which includes expedited check-in, room upgrades and late check-out when available. Additionally, it allows you to reach the next elite status level, Explorer, by spending cards.
Or World of Hyatt Credit Card shines
Many free nights
Let’s start with the valuable card sign-up bonus: Earn 30,000 bonus points after spending $ 3,000 on purchases in the first 3 months after opening the account. Plus, up to 30,000 additional bonus points by earning 2 bonus points in total for every $ 1 spent in the first 6 months of account opening on purchases that normally earn 1 bonus point, up to $ 15,000 spent.
Depending on how you choose to split that cache of points, you could consider up to 10 free nights at a Category 1 hotel of your choice, or live the high life with a one night stay at a classy Category 1 property. 8. And that’s in addition to the free annual night that comes with the World of Hyatt Credit Card. Spend $ 15,000 in an anniversary year and you can earn a second night free.
Rich ongoing rewards
World of Hyatt Credit Card will earn you 4 points per dollar spent at Hyatt properties. These card points are in addition to the 5 points per dollar you earn from the hotel simply for being a World of Hyatt member. This adds up to 9 points per dollar spent at Hyatt hotels and resorts, including participating restaurants and spas.
You’ll also earn bonus rewards in daily expense categories, including commuting, dining, and training. And the points are worth a lot more than the standard 1 cent each. Many current hotel programs offer a value well below a penny per point.
Auto Elite Status
World of Hyatt Credit Card gives you automatic Discoverist status, which offers:
A 10% bonus on points earned on eligible room rates and incidentals.
An upgrade to a preferred room based on availability.
Expedited check-in and, where applicable, late check-out at 2:00 p.m.
Resort Fee waived on Free Night Awards.
These benefits could make your next trip much more enjoyable. Without the World of Hyatt Credit Card, you will need to earn 25,000 basis points or stay 10 qualifying nights each calendar year to achieve Discoverist status.
A path to higher elite status
World of Hyatt Credit Card Also gives you an accelerated path to the next level of elite status, Explorer Status, which comes with even more chic perks like a 20% bonus on qualifying spending and two club-level passes to stock up on complimentary continental breakfast and evening hors d’oeuvres.
To be eligible for Explorer status, you must have 30 eligible nights. But the property of World of Hyatt Credit Card gives you credit for five nights, and you’ll earn credit for two additional nights every time you spend $ 5,000 on the card. This means that big spenders could potentially achieve Explorer status quickly by spending alone. With other hotel cards, achieving higher elite status by spending cards is often not an option.
World of Hyatt Credit Card: Traps and other possibilities
Somewhat complex reward categories
World of Hyatt Credit Card Rewards you generously for Hyatt stays, but you may find its other reward tiers difficult to track or exploit. For example, you get 2 points back for airline tickets, but only if they are purchased directly from the airline. And if you don’t work out normally at the gym, the 2 points of return on fitness club and gym memberships may not do much for you.
You might do better with a general travel card that earns you a flat rate on everything and allows you to use your rewards for multiple forms of travel. For example, the Capital One Venture Rewards Credit Card earn 2 miles for every dollar spent, and you can redeem rewards for any hotel or flight you want.
In the world, but not everywhere
While Hyatt is a relatively large hotel chain, that doesn’t mean there’s one where you want to go – and if your travel cravings take you somewhere that a Hyatt isn’t, it doesn’t matter. number of free nights you have saved. . Are you traveling to Iceland, Scotland or Portugal? Not all Hyatt Points around the world will earn you a free night in those countries. Some US states do not have Hyatt owned spots; others only have a handful that may not be near your destination.
If a virtually ubiquitous hotel chain is more valuable to you than any other attribute, consider the $ 95– annual-rate Marriott Bonvoy Boundless ™ Credit Card, which comes with a free night each year after your account anniversary. While Hyatt has over 850 properties, Marriott has over 7,000.
Should you get the World of Hyatt Credit Card?
World of Hyatt Credit Card is ideal for someone who stays with the brand at least a few times a year and wants to enjoy benefits and hotel status alongside their stay. The Free Night Annual Certificate alone can easily outweigh the cost of the annual card fee, and if you’re the type to spend a lot on your card, you’ll be enjoying those lavish benefits of elite status in no time. .